Provident Fund Loan

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Office hours

Urban Management Department: Working hours: 9: 00-12: 00, 13: 30-17: 00 Open weekends: 9: 00-11: 30, 15:00 ... [Details]

Location

Urban Management Department: Administration of No. 11 Jiangbin North Road (Bihu), Meilie District ... [Detail]

Legal basis

"Regulations on the Management of Housing Provident Funds", "Interim Provisions on the Management of Collection of Housing Provident Funds in Sanming", "Interim Provisions on the Management of Extraction of Housing Provident Funds in Sanming", "Interim Regulations on the Management of Housing Provident Fund Loans" [details]

Application materials

Newly-built commercial houses: 1. A copy of the purchase and sale contract of the commercial house; 2. A copy of the down payment invoice. Second-hand housing: 1. Guarantee provided by the guarantee unit and mortgaged by the purchase of real estate: 1. House sale agreement (confirmation of auction transaction ... [Details]

Loan Object and Conditions

1. Have permanent residence in Sanming City or other valid residence status certificates in this city, and have full capacity for civil conduct; 2. The borrower's unit has fully paid housing provident fund for more than one year, and the borrower has continuously paid in full in accordance with regulations. [Details]

Loan term

1. The longest loan period is 30 years for the purchase of commercial housing, affordable housing, fund-raising housing, dilapidated and relocated housing, or self-built housing; 2. For the purchase of second-hand housing, the loan period plus the useful life of the house does not exceed 50 In the year, the house has ... [Details]

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